Tax year 2025 · Reviewed May 2026

File your 2025 taxes in New Jersey — federal & state

Complete guide to file your 2025 federal and state tax return as a New Jersey resident. New Jersey is home to about 9,300,000 people and a Latino population of 21.6%, so we built USA Taxes to work in both English and Spanish.

IRS-aligned 2025
EN/ES bilingual
Deadline: April 15, 2026

How much tax does New Jersey charge?

New Jersey collects a state income tax with a top marginal rate of 10.75% for tax year 2025. The New Jersey Division of Taxation administers the return and sets the brackets below.

Top marginal rate
10.75%
Progressive brackets
Standard deduction
Single filer 2025

New Jersey 2025 brackets — single filer

Rate Taxable income
1.40% $0 to $20,000
1.75% $20,000 to $35,000
3.50% $35,000 to $40,000
5.53% $40,000 to $75,000
6.37% $75,000 to $500,000

Source: New Jersey Division of Taxation, 2025 schedule. USA Taxes uses these brackets in the state tax estimator inside your New Jersey return.

What forms do I need to file in New Jersey?

Most New Jersey filers need the same federal documents the IRS requires, plus any state-specific schedules. Upload them once and USA Taxes' OCR auto-fills your return.

1
Form W-2

Wage and salary statement from each employer you had in 2025.

2
Form 1099 (NEC, MISC, INT, DIV, B)

For freelance income, interest, dividends, broker sales and gig work.

3
Deduction receipts

Medical, charitable, property tax and SALT receipts if you itemize on Schedule A.

4
Form 1098 (mortgage)

Mortgage interest statement and property tax records from your lender.

5
Charitable donation letters

Written acknowledgements from 501(c)(3) charities for gifts of $250+.

6
Photo ID + SSN

Government-issued ID and Social Security Numbers for you, your spouse and dependents.

E-file in New Jersey: available through an IRS-authorized provider.

New Jersey tax filing FAQ

How much does tax filing software cost in New Jersey?

USA Taxes starts at $29 for a Simple return and $59 for the Deluxe plan for New Jersey residents. The national average for comparable software runs $60 to $120 per return, so you save versus TurboTax and H&R Block.

What is the top New Jersey state income tax rate for 2025?

The top New Jersey state income tax rate for tax year 2025 is 10.75%. The New Jersey Division of Taxation administers the state income tax.

Can I e-file my New Jersey state tax return online?

Yes. New Jersey accepts electronic filing of state returns. USA Taxes prepares your federal Form 1040 and state schedules as IRS-format PDFs ready to e-file through an authorized provider.

When is the New Jersey tax filing deadline?

The deadline to file your federal and New Jersey 2025 tax return is April 15, 2026. If you need more time, you can request an automatic 6-month extension by filing Form 4868 before that date.

Does USA Taxes support bilingual filing for New Jersey Latino residents?

Yes. The entire platform is available in English and Spanish. You can switch languages anytime from the top menu. Final PDFs are generated in the official IRS format in English (as required by federal law).

Ready to file your New Jersey return?

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