Tax year 2025 · Reviewed May 2026

File your 2025 taxes in New York — federal & state

Complete guide to file your 2025 federal and state tax return as a New York resident. New York is home to about 19,500,000 people and a Latino population of 19.4%, so we built USA Taxes to work in both English and Spanish.

IRS-aligned 2025
EN/ES bilingual
Deadline: April 15, 2026

How much tax does New York charge?

New York collects a state income tax with a top marginal rate of 10.90% for tax year 2025. The New York State Department of Taxation and Finance administers the return and sets the brackets below.

Top marginal rate
10.90%
Progressive brackets
Standard deduction
$8,000
Single filer 2025

New York 2025 brackets — single filer

Rate Taxable income
4.00% $0 to $8,500
4.50% $8,500 to $11,700
5.25% $11,700 to $13,900
5.85% $13,900 to $80,650
6.25% $80,650 to $215,400

Source: New York State Department of Taxation and Finance, 2025 schedule. USA Taxes uses these brackets in the state tax estimator inside your New York return.

What forms do I need to file in New York?

Most New York filers need the same federal documents the IRS requires, plus any state-specific schedules. Upload them once and USA Taxes' OCR auto-fills your return.

1
Form W-2

Wage and salary statement from each employer you had in 2025.

2
Form 1099 (NEC, MISC, INT, DIV, B)

For freelance income, interest, dividends, broker sales and gig work.

3
Deduction receipts

Medical, charitable, property tax and SALT receipts if you itemize on Schedule A.

4
Form 1098 (mortgage)

Mortgage interest statement and property tax records from your lender.

5
Charitable donation letters

Written acknowledgements from 501(c)(3) charities for gifts of $250+.

6
Photo ID + SSN

Government-issued ID and Social Security Numbers for you, your spouse and dependents.

E-file in New York: available through an IRS-authorized provider.

New York tax filing FAQ

How much does tax filing software cost in New York?

USA Taxes starts at $29 for a Simple return and $59 for the Deluxe plan for New York residents. The national average for comparable software runs $60 to $120 per return, so you save versus TurboTax and H&R Block.

What is the top New York state income tax rate for 2025?

The top New York state income tax rate for tax year 2025 is 10.90%. The New York State Department of Taxation and Finance administers the state income tax.

Can I e-file my New York state tax return online?

Yes. New York accepts electronic filing of state returns. USA Taxes prepares your federal Form 1040 and state schedules as IRS-format PDFs ready to e-file through an authorized provider.

When is the New York tax filing deadline?

The deadline to file your federal and New York 2025 tax return is April 15, 2026. If you need more time, you can request an automatic 6-month extension by filing Form 4868 before that date.

Does USA Taxes support bilingual filing for New York Latino residents?

Yes. The entire platform is available in English and Spanish. You can switch languages anytime from the top menu. Final PDFs are generated in the official IRS format in English (as required by federal law).

Ready to file your New York return?

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